Medical professionals shaking handss

Custom account solutions

Alternative risk protection for healthcare

The healthcare industry is anything but traditional. Increased litigation, administrative demands, and new government regulations continue to create legal, financial, and reputational risks for health-related businesses.

With so much at stake, many companies may consider nontraditional risk-management solutions to address these exposures in a cost-effective manner.  Our custom account solutions can help protect healthcare organizations with complex or unique professional liability risks.

 

A protective partnership

Alternate risk solutions

Our nimble team, led by underwriters and actuaries with backgrounds in claims, reinsurance, and corporate finance, will take the time to partner with you to find and finance the right alternative risk solution.

Our custom account and asset protection solutions include:

  • Fronting arrangements for captives
  • Swing-rated or “loss sensitive” arrangements
  • Fully funded policies
  • Stop loss coverage for an insured’s self-insured retention
  • Loss portfolio transfers
  • Unlimited tail coverage for previously self-insured or captive-insured retentions

We can develop creative solutions for an array of healthcare organizations, from senior care organizations, allied health facilities, health systems, and hospitals to life sciences companies, managed care organizations, and physician group practices.

Expertise that delivers

We’ve built a finely tuned response to developing alternative risk solutions for the healthcare industry. Our leadership team has the underwriting, legal, and financial expertise to design and balance risk financing and risk transfer. In addition, because of our flexible structure, customers can work with our leaders who focus solely on alternative risk.

Our team has the freedom and accountability to make important decisions in real time. When you work with us, you can count on proactive service that keeps your risk-management goals top of mind.

 


Get in touch

Our commercial and specialty insurance products and services are distributed through brokers and agents. If you are interested in our solutions for your business, please contact your agent or broker. If you are an agent or broker, please reach out to our team for more information.

Christina Pang

Sr. Underwriter, Healthcare Custom Accounts, Ironshore

Chicago, IL


Related insights

This website is intended to be informational. Descriptions are provided only as a summary outline of the products and services available and are not intended to be comprehensive and do not constitute an offer to sell or a solicitation. The products and services described may not be available in all states or jurisdictions. See your policy, service contract, or program documentation for actual terms, conditions, and exclusions. Any inquiries regarding the subject matter set forth herein should be directed through licensed insurance professionals.

Coverage and insurance are provided and underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries. When we offer insurance products, we will state clearly which insurer will underwrite the policy. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.